Phoenix, Arizona
and Chandler, Gilbert, Mesa, Tempe, Surprise,
Avondale, Goodyear, Queen Creek...

Rent To Own Homes
No Qualifying, Move In Today!

Click the "Play" button above to listen to the 11 minute
Free Audio That Explains Our Program In Detail

Free List of "Rent To Own" Homes
Please Register As A Buyer To Receive Our FREE List Of "Rent To Own" Homes.
Program Details
Please Note: Due to the current market conditions, we do not have any homes available at this time. Feel free to sign up to get details on our program and we will update you as soon as this situation changes. Thank you!
Contact Information
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Additional Information
How Much Do 
You Have For A 
Down Payment? 

(Please note: You'll need a down payment of at least $3000
to move into one of our homes)
Monthly Payment? 
Min. No. of Bedrooms? 
What area(s) of town
are you interested in? 
When do you plan to move? 
Preferred method of contact 
Questions/Comments:
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"Thank you so much for all you have done. You're not only a life saver but a miracle worker as well!"

Anna
Chandler, AZ

" Thanks Mark for making buying a house such a smooth transaction. I am happy that we did not have to go through red tape to get approved for the house we wanted. My family and I are amazed how painless the entire process was. We are also pleased with the professionalism that was shown to us throughout our time working with you. Thanks for all of your quick email responses and being very informative. We appreciated the fact that not only did you answer all of our questions, you were upfront with everything; this made the rent to own process very easy to understand. We are happy that we chose to do business with stoppayingrentarizona.com in return, we will refer all of our friends and family to stoppayingrentarizona.com when they begin their home search. Thanks for making our dream of owning a home a reality."

Sincerely,
Cheryl Burnett & Family
Chandler, AZ

"Here Are The Details
Of Our Program"

Dear Future Homeowner,

My name is Mark Idzik. If you would like to buy a home, but can't qualify for a conventional mortgage, you've come to the right place.

I am a real estate investor and I buy and sell homes, I am not a real estate agent. By using my special financing, you can buy a home from me.

It does NOT matter if you have bad credit, late payments, bankruptcy, judgements, tax problems, liens or charge offs, you can still buy one of my homes. We believe that *everyone* has a right to own their own home.

Many Beautiful Homes Available

These are nice homes with excellent neighborhoods and great schools. Most of our homes are newer homes and in near perfect condition. Only a handful are fix-up bargains.

Many of these homes have beautiful new kitchens and master bathrooms, big master bedroom suites and fenced in yards for the kids. Most of them have large 2 car garages and plenty of room for storage.

On this page, I'm going to show you the simple steps you can take to buy a home. These aren't difficult. They don't take a lot of your time and, in fact, they can be pretty exciting... especially when you start looking for your new home.

We make it very easy to own your own home... to have a place that you can claim as your own and be a proud homeowner. Nearly every one of our past buyers had been turned down again and again and again by banks and mortgage brokers... even banks that advertised "bad credit ok." They never thought they'd EVER be able to actually buy a home for themselves and their family until they got into our program.

This web page will give you all the details you need to get into your new home in as little as 7 to 10 days.

There is absolutely no charge for this service, we make our money on the sale of the property. There's also no obligation. If you like what you see, great, let us know and we'll get you started and get you the list of properties we have currently available. If, on the other hand, you decide it's not for you, no worries... there are no hard feelings. It's pretty simple and straight forward.

Let's Get Started

First, let me tell you where we locate the properties we offer for sale.

We get lots of calls from people who have homes they want to sell. If we think these homes will fit the needs of a buyer like you, we will purchase these properties and then offer them to our "Registered Buyers."

Often these sellers can't get their houses sold or maybe they just want to sell quickly. There are many reasons. It doesn't quite matter as long as the deal we make solves the Seller's problem, is profitable for us and is right for one of our "Registered Buyers."

We're not in the business of taking advantage of distressed Buyers or Sellers. We believe that we make the most money by helping people and solving problems. That let's us sleep better at night as well.

So, since we are able to do this, we end up with a lot of properties and we are constantly looking for good people to sell them to. Fortunately for us, because of this web site, we have a ton of people who want to buy our houses.

Okay... now you know how you are going to find your new home... let's move on to...

How We Work With You

This is how we do it. We sell you the property "Rent To Own."

It means that you are buying the property from us. We lease the property to you for a specific period of time, usually 1-2 years depending on your situation, and during that time you have the option to buy it from us at a price that we both agree upon when you first move in.

You will also pay a "Lease Option Fee" when you move in and buy the house from us. This money will apply to the purchase price of the home and will reduce (and often eliminate) your down payment when you eventually take out a 30 year mortgage with a bank. The minimum "Lease Option Fee" that we accept is $3,000 plus the first monthly lease payment. So, for example, if the monthly lease amount is $1,100 and the "Lease Option Fee" is $3,000, you will need $4,100 to close the deal and move into the house. Does that make sense?

Each property is different and has a different "Lease Option Fee" amount. When you register online, just tell us how much you have for the "Lease Option Fee" and we will try to only send you houses that fit those specifications.

For example, if you have $4,000 for the "Lease Option Fee," don't ask for the list of $10,000 "Lease Option Fee" properties... it'll just disappoint and frustrate you. We encourage you to be realistic about what you can afford, so your payments don't stress you out.

It is our goal to help you eventually qualify for a mortgage and refinance the house, pay us off and put you on the deed. Remember, you do NOT have to qualify for a mortgage now.

We work with a very good, very reputable, very understanding mortgage brokerage... they are "good people" and we'd like you to talk to them. Now, don't misunderstand... we don't expect you to be able to qualify for a mortgage right now... after all, that is probably why you tracked me down and are listening to what I have to say.

What we want to do is find out how soon you will be able to qualify. For some people, it may only be a few months... for others it may be a year or two years or five. It doesn't matter to us how long it takes, but we don't want to put you into a program that doesn't give you enough time to get on track financially so you can get a loan when the time for that comes.

Our mortgage broker is excited about doing your prequalification for a mortgage because they know that they have a good chance of getting your business down the road when you are finally able to take out a loan. They are not going to be nasty to you like so many other mortgage brokers, just because they can't do a loan for you right now... they're like us, in it for the long term.

So that's the first thing we are going to ask you to do. It's a quick telephone conversation that takes maybe 20 minutes... you don't even have to go meet with them. And they keep everything 100% confidential.

And by the way... you're not going to shock us, no matter how bad your current situation. Remember, there were over 1 million bankruptcies in the United States last year alone, and a lot more people than that have bad credit. Our mortgage broker will just ask you a few questions about your income and your job (or lack thereof), they'll pull your credit report to see if there are any surprises, and then, they'll be able to tell us exactly how long you are going to need before you can get a bank loan.

Just a side note... and this is for maybe for 10% of you. Sometimes, we discover that you qualify for a home loan right now. You may have thought that you had bad credit, but it turns out after we look at your credit report that the bad things on your credit that you thought were so bad, didn't matter as much as you thought.

If this happens, it's very cool because now your options open up... you can buy virtually any home on the market that is within your price range. Of course, we would still be happy to sell you one of our homes, but we also want to give you the opportunity to see what else is available out there.

At this point, we will connect you with a real estate agent... someone who works with buyers as their main job. Someone who isn't pushy, will take the time you need to help you find a property and will hold-your-hand through the process while understanding your needs. We look very hard for good agents to connect you with... real pros. This agent will either meet with you in person and sit in front of a computer with you and pull you up listings or email you or they will snail mail you the listings. Whichever you prefer.

But remember... that's only going to be for about 10% of you who are reading this. What we REALLY do is work with the other 90% of you... that's our expertise.

After you talk with our Mortgage Broker, we will send you an official "Buyer Registration And Qualification" email. You are now officially registered as one of our potential buyers... and remember... all this is FREE and there is absolutely no obligation.

Okay, let's move to the last step...

Final Step

It's now time to fill out the paper work. When you meet with our representative to view the property, they will bring all of the necessary paperwork. We can also email or fax the paperwork to you in advance. When you say, "We want it!"... our representative will fill it out and explain it to you.

It explains the move-in date, the price, the terms, the monthly payment, the length of the option and it lays out who is responsible for what, in the agreement and what happens if one of us defaults on the agreement. One of the valuable things we do is treat you like the owner as soon as you move in. We pretty much trust you to take care of the property like it was yours... after all, you are buying it... you just don't have the deed yet. It is in our best interest to see you succeed in the purchase of this home and that, by the way, is how we make the most money. It's also a lot of fun to have happy folks around.

Now... if you don't understand the paperwork, please feel free to take it to your attorney before you sign it. We will NOT pressure you to buy. We want you to be 100% comfortable with your decision. This is a legally binding agreement and you only want to sign it if you are fully and completely aware of what you are agreeing to.

Our representative has the authority to okay you as the new buyer of the home, but the only way the agreement is sealed is when you deliver the funds for the "Lease Option Fee" and the first month's payment. We only accept certified funds to activate the purchase agreement... for example: a cashiers check or a certified check... we can't take cash.

The reason we do this is because we don't want to tie up the property in an agreement with someone who ends up needing more time to make a decision or isn't able to come up with the money. We may have others waiting in line for a chance on that property and it's not fair to them if we let someone tie up a property without being truly serious or capable of closing. As I mentioned before, it really is "first come, first served." With that said, you might want to drive to your bank with our representative, right then and there when you sign the agreements and have a cashiers check drawn up to "secure" the property for you and culminate the deal.

With all this said about "Securing" the property... just remember that we don't want you to feel pressured to make a decision before you are ready... we will always get more properties if you aren't 100% sure and comfortable with this one.

Well that's it! I hope I've answered all of your questions. If not, feel free to email us. The only thing you need to do to get started is to fill out the online form. It asks a few basic questions and helps us to get you on the right path. Make sure to give us your primary email address. We've had many difficulties with free email accounts like hotmail.com and yahoo.com and we've also had problems with getting email through to AOL addresses. If that's all you've got, that's ok, but we want to make sure you get the house listings when we send them out.

Hopefully what you've learned from this program has convinced you that what we offer is real, that we are real people with a desire to help you achieve your goals. I tell all of the people who work with me that, as a company, we are here to solve problems. "The more people we help, the more money we make." Yes, we're in it for the money... this isn't a charity, but the much quoted expression "the more you give, the more you get" is true. It's good business and the Golden Rule all rolled together. We will do our best to help you find your dream home... but now it's your turn... it's time for you to take action.

Just fill out the "Buyer Questionnaire." It will only take 5 minutes... 5 minutes that can change your life. As soon as you do, the wheels start turning and our little machine goes into action for you exactly as I laid it out here. Remember, this "Buyer Registration" is 100% free. You are not obligated to buy our properties in any way. As a matter of fact we don't want you to buy our properties if they aren't right for you. It's your choice.

Thank you for reading this (quite long) page. Your dream of home ownership can finally be realized if you just take action and get started now by filling out the form.

Whatever you decision, I wish you the very best on your home search.

All the best,

Mark Idzik